Last Updated 4/8/2020
Perquimans Chamber of Commerce is working to inform and update any information we can on how our community is handling COVID-19 virus. Below you will find link to several informational purposes. If you have any questions please contact us via email. director@perquimanschamber.com. Thank you.
Covid 19 updates weekly letter April 7, 2020
Economic Development Partnership of North Carolina… business survey please take a moment to fill out. For local businesses only..
Perquimans Chamber of Commerce questionnaire… for local business, nonprofits, organizations….
Resources from Senator Tillis website….
Economic Relief Resources – Provides resources for individuals, small businesses, and medium-large businesses. This includes details about the upcoming financial assistance checks directly to Americans. https://www.tillis.senate.gov/economic-relief-resources
Coronavirus FAQs – https://www.tillis.senate.gov/coronavirus-frequently-asked-questions
Coronavirus: What North Carolinian’s need to know – https://www.tillis.senate.gov/coronavirus-what-north-carolinians-need-to-know
Update on PQ Schools… refer to this website: Pick up points for meals. update on the schools. http://www.pqschools.org/parents/home-learning-updates
North Carolina Health and Human Services information on COVID-19
Albemarle Health Regional Services
Coronavirus (COVID-19) Pandemic:
Eligible Emergency Protective Measures
Centers for Disease Control and prevention: Interim Guidance for Businesses and Employers
Make sure you sign up for the emgerency Code Red alerts on website.
Small Business Information
US Senate Small Business and Entrepreurship: Small Business owner guide to CARES ACT
The Restrictions generally fall within two categories, individual people and businesses, non-profits and other entities.
People: Individuals are required to stay in their residences or outdoor spaces surrounding their residence, unless engaged in permitted travel or activities. Permitted travel includes travel for health and safety, to obtain necessary supplies and services (including food, health products, supplies to work from home), for outdoor activity, to care for others, to attend worship services, participate in volunteer activities, to receive goods and services provided by an Essential Business (as described below) or to work at an Essential Business.
Business; Non-profits; Educational Institutions: Businesses are required to cease operations or direct employees to work from home, unless they fall within one of the following categories of an “Essential Business” which may continue to operate. Essential Businesses include:
Any business that can operate while meeting social distancing requirements (6 feet apart) between and employees and between employees and customers, except for the point of sale and purchase.
Businesses operating in federally designated (CISA) critical infrastructure sectors:
Identifying Critical Infrastructure.
Essential infrastructure operations (food and beverage production, transportation, utilities, etc).
Grocery stores, agricultural goods and services, charitable and social services, religious entities, media, financial institutions and insurance, construction, hardware stores, professional services, mail, education, manufacturing and supply chain, hotels, liquor stores, and funeral services.
Businesses that do not fall within one of the designated categories of Essential Businesses who believe they may be essential, may apply to the Dept of Revenue to be deemed an Essential Business. The Dept of Revenue may grant such an application if it determines that it is in the best interest of the State to have the business continue operations. The business may continue to operate while an application is pending with DOR.
This order does not preempt any local ordinances which are already in place or which may be imposed – meaning local governments may impose more restrictive requirements.
The Governor also intends to reduce the permitted size of mass gatherings to a maximum of 10 people – exceptions for grocery stores and other essential businesses continue to be in place.
The order is expected to go into effect at 5:00 pm on Monday, and remain in effect for 30 days.
SBA has initiated the Economic Injury Application Portal for the COVID-19 “event’ This link takes you to the LOG IN page on the SBA Website = NEW USERS will need to Click on the REGISTER Tab to initiate any New Claim. https://disasterloan.sba.gov/ela/Account/Login?ReturnUrl=%2Fela%2FLoanApplication%2FStartApplication&utm_medium=email&utm_source=govdelivery
Paycheck Protection Program FAQs for Small Businesses
SBA Lenders Serving North Carolina Small businesses.
US Chamber Business Edge Consulting services
US Chambers Small Business Guide and Checklist
Is your business experiencing supply chain disruptions due to the impact of COVID-19?
Find the Manufacturer or Supplier your business needs at ManufacturedNC:
• This database of suppliers contains every kind of thing produced in NC. Whether you’re a manufacturer who wants to localize your supply chain or a business searching for packaging suppliers, you’ll find exactly what you’re looking for here.
• If you are a N.C. manufacturer, please register your business with ManufacturedNC here. Other businesses may be looking for you!
NCDHHS Covid 19 Businesses Resources
Economic Development Partnership of North Carolina
Score.org break even analyst template
Both SBTDC and COA Small business Center can help:
SBTDC Small Business Techonology Development: Need Help with planning and What to do next.. apply online for counseling services. http://www.sbtdc.org/offices/ecsu/
SBTDC Overview of Emergency Loans… Please review if you have any questions.
SBTDC Navigating through Corona Virus
COA Small Business Center is here to help with any needs. Sign up for classes and counseling.
SBA Covid Relief Application link: Federal Disaster Loans for Businesses, Private Non-profits, Homeowners and Renters
SBA Resource listing of offices for State and Federal Assistance and Counseling
SBA Guidance and Loan Resources
SBIA Summary of the Coronavirus Aid, Relief, and Economic Security Act (CARES Act)
Paycheck Protection Program FAQs for Small Businesses
Assess the financial impact on your business
Develop strategies for your business continuity and recovery
Analyze your cash flow
Evaluate options with creditors
Prepare SBA economic injury loan application
Rapid recovery loans for small businesses has been announced. Get details and how to apply here:
Golden LEAF COVID 19 NC Rapid Recovery Relief
If you have to layoff employees, please give them this information:
Information on unemployment benefits with the COVID-19 crisis.
Things continue to transform at breakneck speed. Here is some information for you to digest when applying for NC Unemployment Benefits from job loss or layoffs caused by the Coronavirus.
https://des.nc.gov/need-help/covid-19-information
SBA DISASTER LOAN DOCUMENTATION REQUIREMENTS
Non-Profit Organizations, Churches and Associations
- Articles of Incorporation*
- By-Laws
- Charter, if applicable
- Board of Directors Resolution giving approval to apply to the SBA for disaster loan. (This requirement may be provided subsequent to the offer of a loan).
- Complete copies of the organization’s most recent non-profit tax returns OR a copy of the organization’s IRS tax-exempt certification and complete copies of the organization’s three most recent years operating results.
- A current Balance Sheet and Operating Statement dated within 90 days of the application.
- Name and address of all officers, trustees, and directors
- Organization affiliation, if any.
- Name, address, and phone numbers of all insurance companies providing coverage at the date of the disaster along with all policy numbers, copies of policy coverage pages and recovery settlements to date, if any
- Specifics of all disaster related grants and/or funds received from FEMA
*If incorporated
Additional Information needed for Churches
- Complete copies of organization’s most recent non-profit tax returns (or a copy of the exempt filing form showing 501(c)(3) status) and complete copies of the organization’s three most recent year’s income statements.
Additional Information for Condo and Other Owner Associations
- Complete copy of any Declaration of Condominium, Association, or Easement
- Complete copy of association Conditions, Covenants, and Restrictions (CC&R’s)
- Master deed for common areas containing area legal description unless legal description is included within above documents
- List of names and addresses for all unit owners
- Complete copy of the master insurance policies in effect as of the date of the disaster along with copies of recovery settlement information received to date.
- Documentation of any special assessments approved by the organization related to disaster repairs.
If any questions or concerns. You can talk to your Bank or Ginger O’Neal
Director, Small Business Center
College of The Albemarle
- 335.0821 ext. 2370
Fax: 252.337.6710
